Missouri Retirement Planning
Sinclair Financial Solutions
Retirement is personal. You’ve worked hard to save and invest your money and now it’s time to optimize and protect your savings to provide for your retirement and your loved ones thereafter.
Sinclair Financial Solutions is an independent financial services firm, specializing in helping individuals and families prepare for, plan, and live in retirement. Our approach focuses on tailored retirement planning strategies and insurance solutions to provide our clients with guaranteed lifetime income, asset protection, and achieve tax efficiencies in support of a holistic approach to their finances.
01
Start Smart
Get a Clear Understanding of Your Financial Life
First, we gain a thorough understanding of your current financial situation, goals, objectives, risk tolerance, and the key considerations that should be addressed in your retirement strategy.
Six Fundamental Financial Planning Considerations
Six key financial planning considerations can impact your financial goals now and in the future. The question is not if these will affect your finances, but to what degree. We evaluate your sentiment toward each consideration and quantify the potential effects on your assets over time. This allows us to build customized strategies to help you achieve your financial objectives for retirement.
Longevity
Outliving financial assets as the result of a longer life.
Inflation
Reduction in real purchasing power as the result of increasing cost of living.
Mortality
Loss of financial assets as the result of a partner’s or spouse’s death.
Liquidity
Limited access to assets to meet life’s unexpected financial needs.
Market
Unexpected reduction in the value of financial assets at the time of withdrawal.
Taxes
Decreasing income and assets and/or the impairment of legacy assets from increasing taxes.
02
Apply Discipline
A Retirement Strategy Designed for You
Next, we design a retirement strategy that actively works to help optimize your wealth and protect your finances, keeping your goals and objectives at the forefront of our planning process.
03
Communicate Progress
Our Commitment to You
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive
outreach, and accessibility to our team throughout our working relationship.
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Meet The Advisor
Erin Sinclair
Founder
Erin Sinclair is a Financial Advisor focusing on Advanced Care Planning. Erin joined the Financial Services industry in 2008 and moved home to St. Louis in 2017 to start Sinclair Financial Solutions. Erin approaches financial planning differently than most, with the emphasis on Financial Fitness, no matter your age or stage in life. This is facilitated through the Financial Fitness Game plan, which encompasses multiple areas of one’s life, including life insurance, retirement planning, and elder care planning. This way, it can all be viewed as part of a Financial Plan as a whole, rather than being separate. This also incorporates strategic partnerships with lawyers, accountants, and property/casualty agents to round out a person’s plan as efficiently and beneficially as possible.
Most people have varying backgrounds when it comes to Financial Literacy, and Erin wants to help as many people as possible.
In her free time, Erin loves ANYTHING having to do with rugby, having played on and off for 17 years. She was even a rugby referee for three years, but hung up her boots to focus on Sinclair Financial Solutions. In the past, Erin has held positions on the Young Professionals Advisory Board, a committee of the USA Rugby Trust, as well as the Chicago Rugby Business Network.
She is currently on the board for the non-profit, FIND YOUR ANCHOR, which focuses on suicide awareness.
RR
Retirement Resources
Complimentary Educational Resources
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.
Our Upcoming Events
Events in October–December 2025
- There are no events scheduled during these dates.
Our Downloads
Our Blog
Financial Calculators
PLEASE NOTE: The information being provided is strictly as a courtesy. We make no representation as to the completeness or accuracy of information provided via these calculators. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, information and programs made available through the use of these calculators.
